Delivering Under Fire — Third Party Payment Provider Integration for Bank Decommission

By Michail Konst 13 September 2026

Overview

Before Synedrus, I led the technical delivery of a payment integration project facing a hard external deadline. A major bank had announced it would deprecate ABA over SFTP—a legacy file transfer process still in use by the business. We had six weeks to deliver a replacement system: collecting transaction data, forwarding it to a third-party payments partner and handling asynchronous status updates as transactions progressed through the payment pipeline.

The initial architecture was provided by a solutions architect. As a technical lead, I was responsible for steering delivery, adapting the design to infrastructure realities and course-correcting technical decisions that would have blocked deployment or introduced long-term pain.

Challenge

Solution

Architectural course-correction

Built a dedicated miniservice to pull eligible transactions instead of modifying the legacy API. This allowed for:

Redesigned feedback loop with a third party transaction processor

Replaced the original callback model (waiting for the third-party service to POST status updates) with a polling model where we periodically retrieved statuses ourselves.

Pre-Go-Live Firefighting

Hours before go-live, we uncovered a critical data issue that would have stopped the release. I worked with the team to apply a rapid, low-risk fix that allowed us to proceed with only a minor delay, thus keeping the deployment on track for the hard deadline.

Post-Go-Live Triage

Certain concurrency issues were detected. The conditions were identified and after analysing the sequence of operations and confirming that concurrency windows were small and safely staggered in production, I greenlit the decision to disable parallelism.

Results

Positioning Takeaway

When the integration deadline is fixed, the upstream system is brittle and your downstream partner has tight expectations, you can’t afford delays or theory. I step in to isolate architectural risks, keep the release pipeline unblocked and ship real outcomes.

Details in this case study are based on my experience as a full-time employee at a previous role. All technical and business context is anonymised and does not represent any official statement from the parties involved. All views and technical decisions described are my own and do not necessarily reflect the official position of my employer at the time.